Bilt Blue (Bilt 2.0)
Issued by Wells Fargo · No annual fee
Key benefits
- ›Earn points on rent — no processing fee (unique in market)
- ›Rent Day (1st of month): all earn rates double
- ›No annual fee
- ›Transfers to United, American, Alaska, Hyatt, and more
- ›Lyft Pink membership
Earn rates
| Rent (no processing fee via Bilt app) | 1× |
| Dining | 3× |
| Travel | 2× |
| All else (must use 5+ transactions/statement) | 1× |
Why this card
Bilt 2.0 lineup replaced the original Wells Fargo card Feb 2026. Three tiers now: Blue (free, shown here), Obsidian ($95), Palladium ($495). All still earn on rent payments — the core Bilt value prop. Issued by Column N.A., serviced by Cardless.
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