The Platinum Card® from American Express
Issued by American Express · $895/yr annual fee
Welcome bonus
80,000 points
After $8,000 spend in 6 months
MAJOR REFRESH 2025: AF raised from $695 to $895 alongside card overhaul adding $1,400+ in new benefits (Resy credit, lululemon credit, expanded Uber/digital credits, Walmart+). Welcome offer 'as high as 175K' tier-eligible; 80K is conservative baseline.
Key benefits
- ›$200 airline incidental credit (select one airline)
- ›$200 hotel credit (Fine Hotels & Resorts or Hotel Collection)
- ›$240 digital entertainment credit
- ›$155 Walmart+ credit
- ›$200 Uber Cash annually
- ›$100 Saks Fifth Avenue credit
- ›Centurion Lounge + Priority Pass Select (lounge access)
- ›Global Entry / TSA PreCheck credit
- ›Marriott Bonvoy Gold + Hilton Honors Gold status
- ›Avis Preferred Plus + Hertz Gold Plus Rewards
Earn rates
| Flights booked direct or Amex Travel | 5× |
| Hotels booked via Amex Fine Hotels & Resorts | 5× |
| All else | 1× |
Why this card
Effective AF is $200–$300 for travelers who use the credits. Centurion Lounge access alone is worth hundreds per year in major hubs (JFK, LAX, ORD, DFW, MIA, SEA, PHX). The MR transfer catalog (ANA, Flying Blue, BA, Virgin Atlantic) is unmatched for international premium cabin.
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